Fine Gael’s Leo Varadkar, in a shining example of how to make friends and influence people, excelled himself with his comments indicating that some women may have to give up their jobs in order to avail of the new personal insolvency service. The TD’s comments were picked up in The Irish Examiner;
“I know one or two women who probably don’t make very much money at all from working, but they do it to keep their position on the career ladder, if you like, and that is a legitimate thing to do.
“But if you can’t pay your mortgage as a result, or buy your groceries as a result, then that is something that needs to be taken into account in any insolvency arrangement.
“Nobody is asking anybody to give up their jobs. What is going to happen is that people are going to come forward, they are going to say ‘I can’t pay my debts, I can’t pay my mortgage’, and in that case, the insolvency practitioner will go through with them why they can’t pay their bills, and obviously a creditor is not going to agree to a writedown unless that has been gone through and they can work out what is the most they can pay.”
We all know two income families where there are women working, and realistically they might be just about breaking even due to the cost of childcare. The outrageous cost of childcare is due to the fact that the Government have failed utterly in ensuring a state childcare system that is affordable and accessible for women or dare I say it, state-funded through an equitable taxation system and free to avail of.
Parents do not enjoy paying out the price of a mortgage to have someone mind their children, but they do it because they have to. They think “My child will be in school when they’re 4 or 5, this is hard but it’s only for a few years.” Working mothers will often add on a bit to the end of that sentence, “…this is hard but it’s only for a few years, and at least I’ll still have my job at the end.” The implication of Varadkar’s comments are clearly that women in those situations where it may be a short-term cost to work should give up their jobs in order to avail of the personal insolvency arrangements. There is no other way of interpreting it.